Situated on one of the most beautiful and sought-after streets in the Reserve section of St. James Plantation, this brick home offers a rare pond setting surrounded by water on two sides and a protective retaining wall designed to prevent erosion while preserving the timeless pond views. The treed location on the street provides exceptional privacy and a peaceful approach to the home, complemented by an inviting open front porch. Inside, the spacious living room features a wood-burning fireplace and flows seamlessly into the open-concept kitchen and dining areas—ideal for both everyday living and entertaining. A dining room and a dedicated office / den add versatility to the floor plan. A Jack-and-Jill bath connects the office/den and an adjacent bedroom. The office could be closed off and used as an additional bedroom if desired. A screened porch and open patio offer perfect spaces to relax while enjoying views of the gently flowing water. The primary suite is generously sized and thoughtfully designed for comfort and privacy. The home offers three full and one half bathrooms in total. Upstairs, a large bedroom with a loft area provides flexible space for guests, or recreation, or a second office, along with a spacious walk-in attic for excellent storage. Step outside to a beautiful backyard overlooking the pond, where tranquil water views surround the home on two sides, creating a truly special outdoor setting. The three-car garage with extra height offers ample room for vehicles, storage, or hobby space. Residents enjoy access to St. James Plantation's exceptional lifestyle and amenities, including miles of walking and biking trails, 81 holes of championship golf, tennis, pickleball, croquet, bocce, a marina, private beach club, fitness centers, pools, and on-site restaurants—all within a secure, gated coastal community.