Waterfront opportunity on a canal with direct access to the Intracoastal Waterway! This furnished 4-bedroom home with loft offers the coastal lifestyle buyers dream about, featuring a private pier with floating dock and beautiful canal views from the rear deck and covered porch. Major capital improvements have already been completed, providing peace of mind for years to come. Recent upgrades include a fortified roof (2023), replacement bulkhead and pier (2025), new 200-amp electrical panel (2024), heat pump (2023), water heater (2022), vinyl windows (2018), and composite siding (2018). Approximately 1,840 square feet, including 1,559 square feet of primary living area and a 281-square-foot loft overlooking the cathedral-ceiling living area. The home includes two full bathrooms with dual vanities on the main living level plus a convenient half bath located beneath the house. Additional recent improvements include replacement of exterior storage room doors, replacement and painting of the under-home breezeway ceiling, freshly painted under-home storage room walls and doors, and painted railings. Enjoy both front and rear outdoor living spaces with a welcoming rocking-chair front porch and a spacious rear deck overlooking the canal. Located close to island shopping, dining, the beach, and local attractions, this property offers the perfect combination of waterfront living and convenience. Additional buyer benefits include a transferable termite bond and a home warranty. Whether you're looking for a primary residence, second home, or investment property, this canal-front retreat offers direct water access, significant recent improvements, and the relaxed coastal lifestyle you've been searching for. Buyers should consult town Code Enforcement regarding potential limitations on under-house bath and laundry, as well as loft area, if rebuilding or remodeling (no permits on file).