This home offers comfort, charm and functionality all in one...plus there is NO HOA! Premium upgrades and renovations include bamboo flooring and porcelain tile throughout the interior, new stainless-steel appliances, granite countertops and glass backsplash. The large laundry room off the two-car garage comes complete with washer, dryer, sink and convenient shelving. Stairs separate the bonus / flex space from the main living area and could serve as a 4th bedroom. The spacious primary bedroom with walk-in closet and ensuite bathroom overlooks the private backyard where you will find a new fence, new screened in pergola with a ceiling fan and plenty of space for a firepit, garden and entertaining. With no HOA and a half acre, the options for outdoor enjoyment are endless. Boat ramps, docks and marinas are nearby, along with schools, the Darien waterfront and I-95 for quick access to Brunswick, Savannah and Jacksonville. Eligible for100% financing (USDA). Flood insurance NOT required.