Welcome to 111 Margaret Street! This exceptional downtown St. Marys home on a corner lot boasts southern charm galore! A walking path leads you to a front porch adorned with rocking chairs perfect for relaxing on balmy Coastal Georgia evenings. As you enter this one-of-a-kind, 4 bedroom, 3 bathroom home spanning 2669 square feet, you'll find a formal living room, formal dining room with original wood flooring in both and charming fixtures throughout. The recently renovated gourmet kitchen now opens to the great room with an expansive kitchen island, plenty of seating, commercial refrigerator, six burner cooktop, dual oven and large pantry. There's even a new butler's pantry for additional storage. A few steps down from the kitchen you'll enter a spacious bonus room with large built in bookcases, adjoining laundry room and door to the outside carport. Entering the great room from the kitchen you'll find plenty of space for entertaining, a wood-burning fireplace, lovely built-ins, continuation of wood flooring and large windows allowing in tons of light. This home does not lack in communal spaces for gatherings. French doors lead to a great back patio giving you views of the entire backyard. There is a bedroom off the great room that has an en suite, shower, bay window and provides plenty of privacy. The primary bedroom also includes an en suite with dual vanities and shower. Each bathroom has been beautifully designed with custom features. You'll find two more bedrooms and a hallway bathroom to complete the tour of this lovely home. The detached two story garage not only offers ample space for your vehicle, a golf cart and storage but you'll find a loft-style apartment on the second floor with a separate outside entrance. Built in 2023, the loft includes a kitchenette, refrigerator, full bathroom, washer/dryer, separate sleeping space and enough room for a sitting area. ***Flood insurance not required.*** This home is a short stroll or golf cart ride to downtown St. Marys restaurants, bars, antique shops, historical sites and waterfront. Enjoy small town coastal living with easy access to Jacksonville, Florida, boating, fishing, golf, beaches. Close to Kings Bay Naval Submarine Base Private showings available!