This exceptional two-story home offers over 4,100 square feet of thoughtfully designed living space with 5 bedrooms and 4 full bathrooms. Situated on a private lagoon lot the property provides peaceful water views and added privacy. The spacious floor plan features an inviting open-concept kitchen with granite countertops, stainless steel appliances, abundant cabinetry, and generous gathering space perfect for entertaining. Elegant finishes throughout include hardwood floors, a coffered ceiling in the formal dining room, custom built-ins, and two electric fireplaces that add warmth and character. The main level includes a dedicated study, formal dining room, and a private guest bedroom with a full bath, making it ideal for visitors or multigenerational living. Upstairs, the oversized primary suite offers a spacious retreat complete with a luxurious en-suite bathroom. Additional upgrades include expanded garage storage and numerous thoughtful enhancements throughout the home. Located in the desirable Saddle Club community, residents enjoy amenities including, community pool, tennis courts, playground, walking and biking paths, sidewalks, and lake access. The home is also zoned for highly regarded South Effingham schools. This well-maintained, one-of-a-kind property combines generous living space, quality upgrades, and a sought-after location to create an exceptional place to call home.